Commercial Property

Shared and Layered Capacity. Delivered.

Specializing in medium to large complex commercial property risks.  We deliver robust shared and layered capacity, even in challenging buffer and excess layers, including catastrophe-prone areas.

At A Glance: Technical Specifications

Quick specs for immediate placement.

DistributionSelect Wholesale Only
Capacity$10,000,000
Min Premium$25,000
AppetiteQuota Share, Primary, Excess, DIC
PaperNon-Admitted Rated A+ / XV
GeographyAll 50 States

Preferred Classes & Expertise

Real Estate & LRO

  • Target: Mixed-use buildings, office parks, and shopping centers.
  • The Advantage: We handle multi-location schedules across state lines on a single policy.

Solve complex challenges for large real estate schedules, from strip malls to high-rise office buildings. Our team navigates vacancy provisions, tenant improvement valuations, and the interplay between property exposure and general liability in high-traffic zones.

Excess Habitational

  • Target: Garden-style apartments, high-rise condos, and student housing.
  • The Focus: We prioritize accounts with proactive management, clear updates on older systems (roofing, plumbing, wiring), and strong risk transfer protocols.

The habitational market remains volatile. Eirion can deliver stability. We actively write excess layers for apartment complexes, condominiums, and multi-family dwellings.

Healthcare & Institutional

  • Target: Medical offices, clinics, elder care facilities, and surgical centers.

Protect critical assets in the healthcare sector. We structure coverage that accounts for high-value diagnostic equipment and strict business interruption requirements.

Education & Faith-Based Entities

  • Target: Private schools, universities, churches, synagogues, and community centers.

Address the unique architecture and fiscal cycles of non-profits. We offer valuation expertise for the historic features often found in faith-based properties.

Appetite Guide: Potential vs. Restricted

We value your time. Review our appetite before you submit.

Potential Risks (Submit with Detail)

We write these classes subject to strict underwriting scrutiny. Successful quotes require detailed submissions, recent loss runs, and engineering reports.

  • Primary Habitational: Preferred Excess, but we consider Primary on newer assets.
  • Public Entity: Municipalities and government buildings.
  • Hospitality: Flagged hotels preferred over non-flagged.
  • Light Manufacturing: Assembly and fabrication with managed fire loads and adequate sprinklers.

Restricted Classes (No Market)

We decline high-hazard industrial risks.

  • Food Processing: High combustibility/spoilage exposure.
  • Wood Products: Sawmills, lumberyards, truss manufacturing.
  • Recyclers: Metal, plastic, or paper operations.
  • Energy: Oil, gas, and petrochemicals.

Contact Your Wholesale Commercial Property Insurance Team

Bogusia Karnydal

AVP – Property

[email protected] | 404-804-8392

 

Casey Quinn, CPCU, ASLI, ARM 

Co-President

[email protected] | 404-509-6699

 

Colin Gorman

Underwriter – Property

[email protected] | 678-575-5763

 

Zach Snow, CPCU, ARe, ARM

AVP – Property

[email protected] | 678-300-8630